Free Financial Calculators

MS Calcs

Clear, in-depth calculators for the financial decisions that matter — built to go further than a single number, and show you the whole picture over time.

Calculators

Pick a calculator to get started. More are on the way.

Retirement Calculator

Project your retirement income year by year — savings, superannuation/pension, share portfolios, property, tax, and inflation, all in one place. Supports multiple countries and models selling property if you run short.

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Mortgage Calculator

See your repayment amount, payoff date, and total interest, plus how extra repayments or an offset account speed up your loan.

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Property Capital Gains Tax Calculator

Work out the cost base, capital gain, and CGT discount on an investment property sale, plus the income tax, Medicare levy, and net proceeds — built around Australian tax rules.

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Sudoku Solver

Type in any 9x9 Sudoku puzzle. Get a hint for the next cell you can logically fill in, or solve the entire puzzle instantly.

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The Magic of Compounding

See exactly why starting to invest early can beat investing for longer, with a year-by-year chart and breakdown.

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Bond Calculator

Work out what a bond is worth today from its coupon rate, face value, market yield, and payment frequency, with a period-by-period breakdown of the price.

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Spider Solitaire

Build descending same-suit runs from King to Ace to clear them from the board. Choose 1, 2, or 4 suit difficulty.

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More Calculators Coming Soon

We're working on more free calculators to add to the collection. Have a suggestion for one you'd find useful? Let us know.

In Progress

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